Car Finance | Watford | Paragon Cars London

Paragon Cars London Finance Packages

At Paragon Cars London we are vehicle funding specialists, with a range of competitive products available on all our cars.

Our dedicated team can ensure that your next purchase is handled professionally with a prompt decision normally in less than 15minutes. We have a wide range automotive finance providers available ensuring you get the very best funding option available. We deal directly with the following companies: Moto Novo, Blue Motor Finance, Alphera, Santander, Money Way, Zuto and Car Finance 247.

We have the ability to carry out a soft search finance check, which leaves no footprint on your credit file and will not impact it. Simply choose a car from our stock and follow the instructions. It will then advise which is the best lender for the details you have provided.


Personal Contract Purchase (PCP)

The personal contract plan (PCP) is a popular finance options with many customers. The cost of the vehicle is split into monthly payments, which are reduced (compared to the Hire Purchase) thanks to a final lump-sum settlement at the end of the contract, based on the estimated value of your car. You're also able to change your car during the contract*, which, combined with the lower monthly payments, make it very flexible.


  • No minimum deposit
  • Terms from 24 to 48 months
  • Borrow from £3,000 to £100,000
  • Guaranteed Future Value (GFV)
  • Mileage restrictions apply



Hire Purchase (HP)

Hire Purchase is one of the most straightforward forms of finance available. We could help you buy your dream car while spreading the cost. There is no minimum deposit and the payments are fixed and regular making it easier to budget, and at the end of the agreement you own the car.


  • Borrow any amount from £2,500 - £100,000
  • Set you payments to suit your budget
  • No minimum deposit required
  • Repayments from 24 to 60 months
  • No mileage restrictions
  • The amount can be settled at any time during the agree*

Paragon Cars London expects most of it's customers to qualify for finance**. The rate you get will depend on your circumstances. Paragon Cars London is authorised and regulated by the Financial Services Authority, and licensed by the office of fair trading under the consumer credit act 1974. Licensed Credit Broker. All finance is subject to status and income.

*Subject to Terms & Conditions of the specific finance company

**Proofs maybe required to get finance approval